Time to learn or earn?

When is the best time to learn? Well I would say throughout your entire lifetime. But to be more SPECIFIC, the best age to gear up with knowledge would be during your teenage years.

A teenager would pick up thoughts and ideas relatively fast as compared to a young adult. These soon turn into principals which will guide his or her path throughout their lives. It is true that people change with time, but principals that reap an abundance would not easily be swayed with passing time. 

How can this be proven true? Why, don't we often hear the majority ranting about how they wish they could do it all over again? 

So this post would be specifically dedicated to all you teen readers out there.

1. 13-15 years old : You are beginning to undergo emotional changes that may bring about the rebel in you. This will be a good time to discover your true tendencies towards a field you will venture to in the future.
2. 16-21 years old. You have turned into an adult. Making decisions of your own, you should know that with each step there are consequences that hold you accountable. Fear not of failures but learn from them. Don't regret your circumstances but instead turn the tables around and make things work out for you.
3. 22-26 years old. You have achieved and lost your fair share. Do not sway from your original goals. Continue to learn and most importantly practice them as often as you can. Keep learning to earn. 
4. Now your an adult: SO TIME TO EARN back those 'learning investments' that you spent a quarter of your life at!

Desire harbor thoughts, thoughts manifest in actions ~ J.Hunstman   

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Cashflow Quadrants

Copyright by Cashflow Technologies, Inc.

Taking a little time to ponder on the graphic above will give you a summary of what this post holds. The Cashflow quadrants were developed by Robert T. Kiyosaki, author of the bestseller Rich Dad Poor Dad. Robert throughout his years of spreading his knowledge on financial freedom, have used these quadrants over and over again. Simplicity combined with an abundance of useful principals that one could apply in our everyday lives. 

The letters on the graphic above depicts:

• E ~ employed 
• S ~ self employed 
• B ~business owners 
• I ~ investors

As we would divide these quadrants into a left and right portion, we can see more clearly that the left quadrant works to earn money. On the other hand, the right quadrant makes money work for them.

To keep things simple for this post, we shall discuss what are cashflow quadrants. In the world of business and finance, there are numerous types of cashflow i.e. operational cashflow, investment cashflow, financing cashflow. Here we are going to discuss your very own cashflow. 

1. Start by thinking of yourself as a commodity. You will determine what you're worth by actions that you take today. 
2. Then look closely at the quadrants and determine which quadrant you're in.
3. Then forget whatever that you're doing while reading this AND FOCUS ON WHICH QUADRANT YOU WANT TO BE IN! 
4. Study yourselves and note down all the best and worst qualities you currently possess. 
5. Seek a mentor to guide you in whichever quadrant you choose to be in. Be sure to take advice from someone who has been there and done that. Professional consultants who are paid to give you advice are often out of the question. They are paid to sell you words. The results will solely be the outcome of your own actions. 

Time to devote yourselves to a lifetime of learning. Nobody can guarantee you financial freedom but yourselves. So devote a little time in a day to LEARN. 

We have got to learn to crawl, walk, stumble and fall, before we finally begin to run and sprint.  J. Huntsman

 *we shall discuss further on the ESBI Quadrants in my next post.

       

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